Resources For All TL;DR Books
PERA 401k/457 Fee Comparison Spreadsheet
Simplified Scenarios
The original spreadsheets (below) are too complicated (confusing?) for some folks, so I’ve created easier, simplified spreadsheets as well in case that is helpful. See the original ones further below to match the book exactly, but you may have a better experience with these simplified spreadsheets.
Simplified Spreadsheet: Retire at 47
Simplified Spreadsheet: Retire at 53
Simplified Spreadsheet: Retire at 58
Original (more complicated) Scenarios Included in Book
Retire at Age 47
Scenario 47-1: Teacher Married to a Teacher, Retire at 47, PERA Membership date before January 1, 2020
(Description of columns, spreadsheet)
Scenario 47-2: Teacher Married to a Teacher, Retire at 47, PERA Membership date after January 1, 2020
(Description of columns, spreadsheet)
Scenario 47-3: Teacher Married to Non-PERA Member, Retire at 47, PERA Membership date before January 1, 2020
(Description of columns, spreadsheet)
Scenario 47-4: Teacher Married to Non-PERA Member, Retire at 47, PERA Membership date after January 1, 2020
(Description of columns, spreadsheet)
Scenario 47-5: Single Teacher, Retire at 47, PERA Membership date before January 1, 2020
(Description of columns, spreadsheet)
Scenario 47-6: Single Teacher, Retire at 47, PERA Membership date after January 1, 2020
(Description of columns, spreadsheet)
Retire at Age 53
Scenario 53-1: Teacher Married to a Teacher, Retire at 53, PERA Membership date before January 1, 2020
(Description of columns, spreadsheet)
Scenario 53-2: Teacher Married to a Teacher, Retire at 53, PERA Membership date after January 1, 2020
(Description of columns, spreadsheet)
Scenario 53-3: Teacher Married to Non-PERA Member, Retire at 53, PERA Membership date before January 1, 2020
(Description of columns, spreadsheet)
Scenario 53-4: Teacher Married to Non-PERA Member, Retire at 53, PERA Membership date after January 1, 2020
(Description of columns, spreadsheet)
Scenario 53-5: Single Teacher, Retire at 53, PERA Membership date before January 1, 2020
(Description of columns, spreadsheet)
Scenario 53-6: Single Teacher, Retire at 53, PERA Membership date after January 1, 2020
(Description of columns, spreadsheet)
Retire at Age 58
Scenario 58-1: Teacher Married to a Teacher, Retire at 58, PERA Membership date before January 1, 2020
(Description of columns, spreadsheet)
Scenario 58-2: Teacher Married to a Teacher, Retire at 58, PERA Membership date after January 1, 2020
(Description of columns, spreadsheet)
Scenario 58-3: Teacher Married to Non-PERA Member, Retire at 58, PERA Membership date before January 1, 2020
(Description of columns, spreadsheet)
Scenario 58-4: Teacher Married to Non-PERA Member, Retire at 58, PERA Membership date after January 1, 2020
(Description of columns, spreadsheet)
Scenario 58-5: Single Teacher, Retire at 58, PERA Membership date before January 1, 2020
(Description of columns, spreadsheet)
Scenario 58-6: Single Teacher, Retire at 58, PERA Membership date after January 1, 2020
(Description of columns, spreadsheet)