You know you need to learn more about personal finance in order to make financial decisions, but you just find it too overwhelming, too intimidating, and too time consuming. This book was written for you, giving you the basics in an hour or two, and then directing you to further resources if you’d like to learn more.

This book isn’t about “getting rich quickly” (not that there’s anything wrong with that), but it’s about gaining knowledge and building your capacity in order to live a good life. What’s a “good life”? We don’t know, everyone’s definition is different. What’s important is that you take the time to define what a good life is for you, and then align your financial decisions with that.

The goal of this book is to help you think about your finances in such a way that you have the independence to lead the life you want to live; to give you as much control as possible over your financial situation so that your finances don’t prevent you from living the life you want.

Part 1 of this book is applicable to everyone, but Parts 2-4 are specifically for employees of Pennsylvania Public Schools These parts take a medium dive into both your PSERS and your school district benefits, and how you can optimize your finances based on those benefits. Most Pennsylvania educators are not fully aware of their PSERS benefits and how those should impact almost all of their other financial decisions throughout their adult lives. This book will help you make those decisions

So, about 150 pages. About two hours. Ready to get started? Future you will thank you.

“Plausible Path” Scenarios

Scenario 1: TC/TD Age 60 With 30 Years of Service

Scenario 2: TC/TD Age 55 With 32 Years of Service (Reduced Retirement)

Scenario 3: TC/TD Age 58 With 35 Years of Service

Scenario 4: TE/TF Age 65 With 30 Years of Service

Scenario 5: TE/TF Age 55 With 32 Years of Service (Reduced Retirement)

Scenario 6: TE/TF Age 58 With 35 Years of Service

Scenario 7: TG/TH Age 67 With 30 Years of Service

Scenario 8: TG/TH Age 57 With 34 Years of Service (Reduced)

Scenario 9: TG Age 60 With 37 Years of Service

Scenario 10: DC Age 67 With 30 Years of Service

Scenario 11: DC Age 57 With 34 Years of Service

Have a question?

Email us
Karl@FischLearning.com
scottfritz@aol.com

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