TL;DR: Financial Literacy Books


Links to books, websites, blogs, podcasts, etc.
for both books.


Links to Colorado Public School
Employee Scenarios

If you’ve already purchased and read either book, I would really, really, really (did I mention really?) appreciate it if you’d be willing to spend between one and five minutes to give me some constructive feedback.

You know you need to learn more about personal finance in order to make financial decisions, but you just find it too overwhelming, too intimidating, and too time consuming. These books were written for you, giving you the basics in less than an hour, and then directing you to further resources if you’d like to learn more.

TL;DR: Financial Literacy for Young (and Not-So-Young) Adults is just the basics, in about 30 pages, and is broadly applicable to almost everyone.

TL;DR: Financial Literacy for Employees of Colorado Public Schools includes all the content of the young adult book in Part 1, but then adds about 60 more pages in Parts 2-4 specific to employees of public schools in Colorado. These pages focus on how to optimize your financial decisions (discussed in Part 1) based on your PERA and school district benefits.

These books aren’t about “getting rich quickly” (not that’s there anything wrong with that), but about gaining knowledge and building your capacity in order to live a good life. What’s a “good life”? I don’t know, everyone’s definition is different. What’s important is that you take the time to define what a good life is for you, and then align your financial decisions with that.

I say “books” because that’s what Amazon calls them, but they are more like really long blog posts. I wrote them because finances and financial decisions are such a huge part of everyone’s life that they should take the time to thoroughly educate themselves. Since many folks won’t do that, these books are an attempt to quickly give them the basics and hopefully encourage them – and give them the confidence – to learn more.

Both books are available in Kindle and Paperback versions. The great thing about the Kindle versiona is that if you have Kindle Unlimited, you can read either of them for free. And if you have Amazon Prime, you can also read them for free through the Kindle Lending Library (you get one free book a month).

I am not a financial planner. I have taught students mathematics and computer science for over thirty years, but have no formal training in personal finance or investing, and no certifications. I am simply a lifelong learner, constantly curious, and have been interested in personal finance since working in a credit union during high school and college, and continued to be curious and learn more about finance during my career as a public school teacher. Over my years as a teacher, I discovered that not only did my students not know much about personal finance, but neither did my family, friends and colleagues (I often served as a resource for those folks).

Partially as a result of that experience, I see the necessity for a book such as this, as I wanted to do my part to try to help others become financially literate. While it would be nice to make a little bit of money from this, that’s not really my expectation or my goal. This is a passion project for me. I hope folks find it helpful. If you do buy it (or read it for free), it would be helpful if you could leave a review on Amazon and/or email me at a “testimonial” that I can add to this website.

By the way, I’d humbly suggest that the young adult version is an excellent graduation gift for high school or college students, and the employees of public school version is an excellent gift for any teacher (or other school employee) in their first few years of work.

Customers reviews

What people say?

This is an excellent book focusing on essential personal finance decisions. It is particularly helpful to the many young adults (20 somethings) who are just starting out in their adult lives and careers. Being the parent of 2, 23 year olds, I know first hand it contains information they want and need at this important stage in their lives. It is also written in a style that makes it easy and enjoyable to read. 30 pages that could make a huge benefit in the rest of their lives. The information can be found elsewhere but the convenience of having it boiled down to these essentials is wonderful.

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